One of the first things you should know when it comes to shopping for a new credit card is that the credit reporting agencies have different agencies that offer their services. Among the three credit reporting agencies, TransUnion is the only one that is constantly in the forefront with improvements to its services. In this article, I will explain the difference between TransUnion and the other two reporting agencies.
First of all, TriUnion offers a wide range of services. It can provide you with identity theft protection, credit repair, an unclaimed property search, legal document translation, and even credit repair after bankruptcy. Here are the four major services offered by TriUnion:
Customer Service: By applying online, you can get a free credit report as soon as every two weeks. It provides you with regular updates on how your account is doing, what information needs to be changed and new items that need to be checked. It also informs you of any recent account activity that needs to be reported.
Free Credit Report: With the help of this service, you can compare how your credit score is now compared to the one that you have now. You can choose which of the three reports would be best for you to use. Make sure to read the account summary of the agencies before choosing a report. Otherwise, you might be fooled into giving out sensitive information about yourself.
Credit Repair After Bankruptcy: This service was designed specifically for people who had undergone bankruptcy or were just about to. It can help you get rid of debts that you incurred during your period of bankruptcy and increase your credit score. The more debt you have, the more credit scores you can get from this service.
Data Extraction: A very advanced service, it will help you get a free copy of your credit report and will keep track of the information contained in it for you. Once you submit a request, the report will be sent to you within 48 hours.
Translation: Translations are done right before or after a transaction is made. If the seller wants to make sure the terms of the agreement are not to be carried over from one country to another, this service can be helpful.
As you can see, there are more services offered by TriUnion than the other two reporting agencies combined. All you have to do is to register for a free credit report and you will soon start receiving your free credit report.